Freehold

Transfer of Title term

General Warranty Deed

A deed offering the buyer the greatest protection, warranting title against defects from any point in history.

Why General Warranty Deed matters on the exam

This term belongs to Transfer of Title. The questions below are real items from Freehold's bank that use it - each one cites its source.

Exam questions using General Warranty Deed

Every Freehold question shows why the right answer is right — and cites its source.

Which deed provides the buyer with the greatest protection?

  1. General warranty deed
  2. Special warranty deed
  3. Bargain and sale deed
  4. Quitclaim deed
Show answer & explanation

General warranty deed — A general warranty deed contains the fullest covenants, warranting title against defects arising at any time, even before the grantor owned the property. Other deed types progressively limit or eliminate these warranties.

Source: PSI National Real Estate Exam Content Outline §9 Transfer of Title

Which deed contains warranties from the grantor that cover only the period during which the grantor owned the property, not before?

  1. General warranty deed
  2. Special warranty deed
  3. Quitclaim deed
  4. Bargain and sale deed
Show answer & explanation

Special warranty deed — A special warranty deed warrants title only against defects or encumbrances that arose during the grantor's own period of ownership, unlike a general warranty deed which covers the entire history of the property.

Source: PSI National Real Estate Exam Content Outline §9 Transfer of Title

The covenant of seisin in a general warranty deed is the grantor's promise that:

  1. The grantee will never be disturbed in their possession
  2. The grantor actually owns the estate being conveyed and has the right to convey it
  3. The property is entirely free of zoning violations
  4. The grantor will pay any future property taxes that are later assessed against the land
Show answer & explanation

The grantor actually owns the estate being conveyed and has the right to convey it — The covenant of seisin is a present covenant in which the grantor warrants that they hold the very estate they purport to convey and have the legal right to convey it.

Source: PSI National Real Estate Exam Content Outline §9 Transfer of Title

Related Transfer of Title terms

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